By accessing to the Platform or any part thereof, you hereby consent to be bond by Instant Cash loan’s (“we” or “our” or “us” ) use and disclosure of your personal information according to this Privacy Policy. When you visit/ access the platform, through the website or the app and voluntarily providing us with information (personal and/ or non-personal) for the products or otherwise, you consent to our use of it in accordance with this policy.
Users here shall mean the customers/consumers, or any persons using our Services or accessing our Platform (“user” or “you” or “your”). Please do not use or access our Platform or any part, if you do not agree to this Policy or any part thereof.
COLLECTION OF PERSONALLY IDENTIFIABLE INFORMATION
When you use our Platform (our Website or App), we collect and store your information (personal information) which is provided by you at times after we seeking permissions from you to get the necessary information. The primary goal of this is to provide safe, efficient, smooth and customized experience and services to you. This allows us to provide services and features that meets your needs, and to customize our Platform to make your experience safer and easier and to improve the services provided by us. More importantly, we collect personal information from you that we consider necessary for achieving the aforementioned purpose
Generally, you’re allowed to browse the Website or App without telling us who you are or revealing any personal information about yourself. However, when you want to create an account on the Website or App, the following information shall be provided by you to process customized services. The information we collect from you, inter alia, which include:
a. full name;
b. address;
c. phone number;
d. email;
e. permanent account number (PAN);
We collect these information above such as PAN card order to accurately recognize your identity during process, and the aforesaid information are under secure protection by us.
There are mandatory and optional fields we have indicated, and you always have the choice to not provide your personal information by choosing not to use a particular service or feature on the Platform. The Platform shall clearly display the personal information it is collecting from you, and you have the option to not provide such personal information. However, this will limit the services provided to you on the Platform.
USE OF INFORMATION
You hereby provide explicit consent to Us for the use of Your information provided (including SPD & I) provided by You to Us (as specified above) and to share such information with third parties for the following purposes:1.Monitor, improve and administer our Platform2.Manage our risks including the risk of fraud that may be committed against us or our partners;3.Analyze how the Platform is used, diagnose service or technical problems and maintain security;4.Send communications notifications, information regarding the products or services requested by You or process queries and applications that you have made on the Platform, including marketing and promotion of our Services or our Platform by way of tele-messages or emails or calls;5.Manage our relationship with you and provide You with or inform you about other products or services we think you might find of some use;6.Conduct data analysis in order to improve the Services provided to the User;7.Use the User information in order to comply with country laws and regulations
CAMERA
We require the camera information permission to provide you an easy/smooth experience and to enable you to click photos of your KYC documents along with other requisite documents and upload the same on the App during your application journey.
ALBUM
We require to access your image gallery to enable you to upload KYC documents or other image documents which are necessary during your process.
STORAGE
We require the storage information permission that allows the App to enable you to upload photos and/or documents to complete the application form during your application journey.
SMS
Required to read your financial SMS sent by banks and billers. Your financial transactions are used to create your financial and risk profile, to provide the best offer based on the financial SMS’s.
COLLECTION OF OTHER NON-PERSONAL INFORMATION
We automatically track certain information about you based upon your behaviour on our Platform. We use this information to do internal research on our users' demographics, interests, and behaviour to better understand, protect and serve our users and improve our services. This information is compiled and analysed on an aggregated basis. We also collect your Internet Protocol (IP) address and the URL used by you to connect your computer to the internet, etc. This information may include the URL that you just came from (whether this URL is on our Website or not), which URL you next go to (whether this URL is on our Website or not), your computer browser information, and your IP address.
Cookies are small data files that a Website stores on Your computer. We will use cookies on our Website similar to other lending websites / apps and online marketplace websites / apps. Use of this information helps Us identify You in order to make our Website more user friendly. Most browsers will permit You to decline cookies but if You choose to do this it might affect service on some parts of Our Website.
We retain this information as necessary to resolve disputes, provide customer support and troubleshoot problems as permitted by law.
If we receive personal emails from you, such as correspondences or letters, or if we receive correspondence about your activities or postings on the Platform from other users or third parties, we will collect such information into a file specific to you.
COLLECTION OF DEVICE INFORMATION
The information the App collects, and how that information is used, depends on how you manage your privacy controls on your device. When you install the App, we store the information we collect with unique identifiers tied to the device you’re using. We collect information from the device when you download and install the App and explicitly seek permissions from YOU to get the required information from the device.
The information we collect from your device includes the unique ID i.e. IMEI number, information on operating system, SDK version and mobile network information including carrier name, SIM Serial and SIM Slot, your profile information, list of installed apps, wi-fi information.
We collect information about your device to provide automatic updates and additional security so that your account is not used in other people’s devices. In addition, the information provides us valuable feedback on your identity as a device holder as well as your device behaviour, thereby allowing us to improve our services and provide an enhanced customized user experience to you.
CHANGES IN THIS PRIVACY POLICY
We reserves the right to change, modify, add, or remove portions of this Privacy Policy at any time for any reason. In case, any changes are made in the Privacy Policy, we shall update the same on the Website. Once posted, those changes are effective immediately, unless stated otherwise. We encourage you to periodically review this page for the latest information on our privacy practices. Continued access or use of the Services constitute Your acceptance of the changes and the amended Privacy Policy.
LINKS TO OTHER SITES
Our Platform links to other websites may collect personally identifiable information about you. We are not responsible for the privacy practices or the content of those linked websites. With this Privacy Policy, we are only addressing the disclosure and use of data collected by Us. If You visit any website through the links on the Platform, please ensure You've viewed the privacy policies of each of those websites. Their data collection practices and their policies might be different from this Privacy Policy and We do not have control over any of their policies neither do we have any liability in this regard.
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If you have any query related to our services then please do not hesitate to comment us in given blog.
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